Online Catalog
Loans
PLUS Loan (for parents)
Federal PLUS Loans enable parents with good credit histories to borrow to pay for college. The borrower must complete, and return to VTC Financial Aid Office, a separate PLUS Loan request form (enclosed in the students financial aid award notification). A PLUS request form may also be downloaded by clicking here. Please submit a request-form for each PLUS loan borrowed. A Promissory Note will be sent at a later date from your lender. If a parent borrower is denied the PLUS Loan based on the parent's credit, the parent may obtain an endorser for the loan or may authorize the student to borrow an unsubsidized loan of:
- $4,000 maximum for freshman and sophomore eligibility.
- $5,000 maximum for junior and senior eligibility.
Loan funds will be credited directly to the student's account each semester.